Terms of Service

These Terms of Service, together with any posted disclaimers, notices, transaction documents, written agreements, and other terms incorporated by reference, govern your access to and use of the website located at https://www.oettingermg.com/ and any related pages, forms, content, communications, or services made available through the website.

For purposes of these Terms of Service, “Oettinger Management Group,” “OMG,” “Company,” “we,” “us,” and “our” refer to Oettinger Management Group and, where applicable, its owner, principal, leadership, representatives, agents, affiliates, operating companies, contractors, service providers, successors, and assigns.

“Operating Companies” means companies owned, operated, affiliated with, managed by, or otherwise associated with Oettinger Management Group, including We Buy Doublewides, Kentuckiana Land Co., Mortgage Forfeiture, Kentuckiana Commercial Co., Kentuckiana HomePros, and any other related or successor business.

“You” and “your” refer to any person, entity, visitor, user, property owner, seller, prospective seller, buyer, prospective buyer, investor, contractor, service provider, agent, representative, or other party accessing this website, submitting information, contacting us, communicating with us, or using any content, form, feature, page, or communication channel associated with this website.

By accessing this website, using this website, submitting information, clicking a button, sending a message, calling, texting, emailing, or otherwise communicating with us through information obtained from this website, you accept and agree to be bound by these Terms of Service. You represent that you are at least 18 years old.

If you do not agree to these Terms of Service, do not use this website, submit information, or communicate with us through this website.

1. Website Purpose

This website exists to provide general information about Oettinger Management Group, its real estate and home services operating companies, its leadership, its business focus, and related business inquiry channels.

The website is informational only. It is not a real estate listing service, brokerage platform, legal service, title service, lending platform, appraisal service, financial advisory service, property management service, public offering, securities offering, investment solicitation, or binding transaction platform.

No content on this website creates a binding obligation by Oettinger Management Group or any Operating Company to buy, sell, lease, finance, manage, evaluate, inspect, repair, close, fund, invest in, or otherwise transact with respect to any property, business, asset, or opportunity.

2. No Professional Advice

The information on this website is provided for general informational and business purposes only.

Oettinger Management Group does not provide legal, tax, accounting, estate, probate, foreclosure-defense, bankruptcy, lending, appraisal, engineering, surveying, environmental, insurance, financial-planning, investment-advisory, or other licensed professional advice through this website.

Nothing on this website should be relied upon as professional advice. You are solely responsible for consulting properly licensed professionals before making decisions involving real estate, title, probate, foreclosure, taxes, liens, mortgages, debt, bankruptcy, contracts, legal rights, inheritance, estates, investments, or financial matters.

No communication from Oettinger Management Group, Roger Choate, or any Operating Company should be interpreted as legal, tax, accounting, financial, or professional advice unless expressly stated in a separate written agreement signed by an authorized party.

3. No Attorney-Client, Broker-Client, Fiduciary, or Agency Relationship

Your use of this website, submission of information, or communication with us does not create:

• an attorney-client relationship
• a broker-client relationship
• a fiduciary relationship
• an agency relationship
• a partnership
• a joint venture
• a confidential relationship
• an employment relationship
• an advisory relationship
• a lender-borrower relationship
• a buyer-seller relationship
• a contract to purchase or sell property

Oettinger Management Group is not acting as your attorney, real estate broker, agent, fiduciary, financial advisor, tax advisor, or representative merely because you access this website, submit information, or communicate with us.

You remain responsible for your own decisions, your own due diligence, your own legal rights, your own obligations, and your own professional representation.

4. No Offer, Acceptance, or Binding Transaction

Nothing on this website is an offer to purchase property, sell property, enter into a contract, provide financing, make an investment, accept an investment, or complete any business transaction.

Any possible real estate transaction, property purchase, asset purchase, business relationship, investment relationship, assignment, acquisition, sale, or other transaction is subject to separate written agreements, due diligence, title review, ownership verification, legal authority, closing conditions, financing, internal approval, and all applicable laws.

No transaction is binding unless and until a separate written agreement is fully executed by all required parties.

Website content, phone conversations, emails, text messages, form submissions, preliminary discussions, estimated values, possible offer ranges, verbal statements, draft documents, letters of intent, or informal communications do not create a binding obligation unless a separate written agreement expressly states otherwise and is signed by the required parties.

Oettinger Management Group and its Operating Companies reserve the absolute right to decline, discontinue, reject, withdraw from, modify, or refuse any inquiry, opportunity, offer, proposed transaction, business relationship, or communication at any time, for any lawful reason or no reason.

5. Property Information and Seller Submissions

If you submit information regarding real estate, land, manufactured housing, mobile homes, residential property, distressed property, foreclosure, probate, liens, title, taxes, occupancy, ownership, tenants, repairs, access, utilities, zoning, code issues, or any other property-related matter, you represent and warrant that:

• the information is accurate to the best of your knowledge
• you have the lawful right or authority to submit the information
• you are not impersonating another person
• you are not submitting false, misleading, fraudulent, incomplete, or unauthorized information
• you are not violating any court order, contract, confidentiality obligation, fiduciary duty, privacy right, ownership right, or applicable law
• you have authority or a legitimate basis to submit information about any property, owner, heir, tenant, lienholder, family member, entity, or third party identified in your submission

We may rely on, investigate, verify, reject, supplement, share, or retain any information you submit.

We may use submitted information to evaluate business opportunities, route inquiries to Operating Companies, conduct title or ownership research, investigate property status, communicate with third parties, obtain public records, coordinate with service providers, or protect our legal and business interests.

You are solely responsible for any harm, claim, dispute, damage, liability, or loss arising from inaccurate, incomplete, unauthorized, false, misleading, or unlawful information you submit.

6. Public Records, Due Diligence, and Third-Party Information

Real estate transactions often involve public records and third-party information. We may review, collect, use, and rely upon information from county records, recorder offices, assessor records, GIS systems, tax records, court records, probate filings, foreclosure filings, title records, lien records, mortgage records, online data sources, contractors, inspectors, attorneys, title companies, lenders, government offices, real estate professionals, data vendors, and other sources.

We do not guarantee that public records, third-party records, online records, title information, property information, valuation information, ownership information, lien information, tax information, or other due diligence materials are complete, current, accurate, or reliable.

You are responsible for conducting your own independent review and obtaining your own professional advice.

7. Operating Companies and Referral of Inquiries

Oettinger Management Group owns, operates, manages, controls, or is affiliated with specialized real estate and home services operating companies.

If your inquiry relates to manufactured housing, mobile homes on owned land, land, acreage, farm ground, timber, vacant parcels, distressed residential property, foreclosure, probate, liens, tax delinquency, title problems, ownership disputes, or similar matters, we may route your inquiry to one or more Operating Companies.

Submission of an inquiry to Oettinger Management Group does not obligate any Operating Company to respond, evaluate, make an offer, enter into a transaction, or provide services.

Each Operating Company may maintain its own website, privacy policy, terms, forms, contracts, disclaimers, procedures, and transaction requirements. In the event of a conflict between this website’s general Terms of Service and a separate written agreement for a specific transaction, the signed transaction agreement controls for that transaction.

8. Communications Consent

By providing your phone number, email address, mailing address, property address, or other contact information, you authorize Oettinger Management Group, its Operating Companies, representatives, contractors, and service providers to contact you regarding your inquiry, submitted information, property, potential transaction, business opportunity, or related matter.

Communications may include phone calls, emails, text messages, voicemail messages, mail, or other lawful communications.

If you provide a mobile number or text us, you consent to receive responsive text messages related to your inquiry or transaction. Message and data rates may apply. You may request that we stop non-essential text communications by replying STOP or contacting us directly.

We do not sell, rent, or share mobile phone numbers, text-message opt-in data, or text-message consent with any third party or affiliate for marketing or promotional purposes.

We may retain communications, including emails, text messages, call logs, voicemails, forms, notes, and related records, for business, legal, operational, recordkeeping, quality-control, dispute-resolution, and transaction-related purposes.

You agree that electronic communications, electronic records, electronic signatures, emails, text messages, digital submissions, and similar records may be used in connection with business communications and transactions to the extent permitted by applicable law.

9. Accuracy of Website Content

We attempt to provide accurate and useful information, but we do not guarantee that any website content is complete, current, error-free, reliable, uninterrupted, or suitable for your particular situation.

Website content may contain errors, outdated information, typographical mistakes, omissions, broken links, formatting issues, technical issues, or information that has changed.

We may update, modify, remove, replace, or discontinue any content at any time without notice.

We are not responsible for your reliance on website content. You use this website and its content at your own risk.

10. No Guarantee of Results

Oettinger Management Group does not guarantee:

• that we will respond to your inquiry
• that we will evaluate your property
• that we will make an offer
• that any offer will be accepted
• that a transaction will close
• that a property can be sold
• that title can be cleared
• that a foreclosure, probate, lien, tax, ownership, or title issue can be resolved
• that any particular timeline can be met
• that any property value, estimate, offer, or outcome will be achieved
• that use of this website will produce any business, legal, financial, or transactional result

Any statements regarding possible timelines, closing periods, cash offers, property solutions, title review, or transaction options are general descriptions only and are subject to case-by-case review.

11. No Appraisal, Valuation, or Fair-Market-Value Opinion

Any discussion of value, offer amount, purchase price, estimated property condition, repair cost, resale potential, marketability, investment potential, or transaction structure is preliminary and for internal business evaluation only unless expressly stated otherwise in a separate written agreement.

We do not provide appraisals or certified valuation opinions through this website.

Any offer or valuation discussion may consider factors including condition, title status, liens, taxes, occupancy, repairs, holding costs, resale risk, closing costs, market conditions, access, utilities, zoning, legal authority, due diligence findings, and business risk.

You should obtain your own independent appraisal, broker price opinion, legal advice, tax advice, or professional valuation guidance if you need a formal opinion of value.

12. User Conduct

You agree not to use this website or any communication channel associated with this website to:

• violate any law
• submit false, misleading, fraudulent, or unauthorized information
• impersonate any person or entity
• interfere with website operation
• attempt unauthorized access to any system
• introduce viruses, malware, harmful code, bots, scrapers, or automated abuse
• harvest data without authorization
• copy, scrape, reproduce, or exploit website content for unlawful or competitive purposes
• harass, threaten, abuse, defame, or intimidate any person
• submit confidential information you are not authorized to disclose
• violate intellectual-property rights
• violate privacy rights
• interfere with business operations
• misrepresent your relationship to any property, owner, heir, tenant, lienholder, company, or third party
• use the website to create legal claims based on manufactured reliance, bad-faith submissions, or deceptive conduct

We reserve the right to restrict, block, reject, delete, report, or take action against any user, submission, communication, IP address, device, or activity we deem abusive, suspicious, unlawful, misleading, harmful, or inconsistent with these Terms.

13. Intellectual Property

All content on this website, including text, design, layout, logos, graphics, images, icons, page structure, code, trade names, service names, brand names, slogans, documents, and other materials, is owned by or licensed to Oettinger Management Group, unless otherwise stated.

You may view the website for personal, informational, and legitimate business inquiry purposes.

You may not copy, reproduce, distribute, modify, publish, transmit, display, sell, license, scrape, train artificial intelligence models on, reverse engineer, misappropriate, or commercially exploit any website content without our prior written permission, except as permitted by law.

You may not use the names Oettinger Management Group, OMG, Roger Choate, We Buy Doublewides, Kentuckiana Land Co., Mortgage Forfeiture, Kentuckiana Commercial Co., Kentuckiana HomePros, or any related marks, trade names, logos, or confusingly similar names in a way that suggests endorsement, affiliation, ownership, authorization, or association without prior written permission.

14. Artificial Intelligence, Automated Access, and Indexing

We may publish machine-readable files, including robots.txt, sitemap.xml, llms.txt, or llms-full.txt, to assist search engines, AI systems, and other automated systems in understanding public website content.

Permission to access public website content through ordinary indexing does not grant permission to overload our systems, scrape non-public information, bypass security measures, misrepresent our business, reproduce our content in a misleading way, create false association, impersonate us, or use our content for unlawful, defamatory, deceptive, competitive, or harmful purposes.

We reserve all rights regarding unauthorized scraping, data extraction, content misuse, brand misuse, and automated access.

15. Third-Party Links and Services

This website may link to third-party websites, operating-company websites, social media platforms, maps, analytics providers, embedded content, service providers, government records, county records, or other external resources.

We do not control and are not responsible for third-party websites, content, policies, practices, security, accuracy, availability, or actions.

A link to a third-party website does not imply endorsement, sponsorship, partnership, agency, approval, verification, or responsibility.

Your use of third-party websites is at your own risk and is governed by the third party’s own terms and privacy policies.

16. Testimonials, Reviews, and User Statements

If you submit or provide a review, testimonial, endorsement, comment, feedback, image, story, rating, statement, or similar material, you represent that it is truthful, accurate, based on your genuine experience, and not misleading.

You grant Oettinger Management Group and its Operating Companies a non-exclusive, royalty-free, perpetual, irrevocable, worldwide license to use, reproduce, publish, edit, excerpt, display, distribute, and adapt such material in marketing, website, social media, business, and promotional materials, unless prohibited by law or unless we separately agree otherwise in writing.

We may remove, reject, edit, or decline to publish any review, testimonial, feedback, or user statement at any time.

You may not submit fake reviews, fabricated testimonials, misleading endorsements, undisclosed paid endorsements, reviews on behalf of another person without authority, or content intended to deceive the public.

17. Privacy

Our Privacy Policy describes how we collect, use, store, disclose, and retain information.

By using this website, submitting information, or communicating with us, you acknowledge that we may collect, use, store, disclose, and retain information as described in the Privacy Policy.

The Privacy Policy is a notice of our practices. It is not part of these Terms of Service and does not create contractual rights.

18. Confidentiality

Do not submit confidential, privileged, proprietary, trade-secret, sensitive legal, sensitive financial, medical, or highly personal information through this website unless necessary and unless you accept the risks of doing so.

Information submitted through this website is not attorney-client privileged and is not automatically confidential.

We may use, review, disclose, forward, retain, or act upon submitted information in accordance with these Terms, the Privacy Policy, business needs, legal obligations, and transaction-related purposes.

If confidentiality is required, it must be established through a separate written agreement signed by an authorized representative of Oettinger Management Group or the applicable Operating Company.

19. Disclaimer of Warranties

To the maximum extent permitted by law, this website and all content, forms, features, communications, links, and information are provided “as is,” “as available,” and “with all faults.”

Oettinger Management Group disclaims all warranties, express or implied, including warranties of accuracy, completeness, reliability, timeliness, merchantability, fitness for a particular purpose, title, non-infringement, availability, security, uninterrupted operation, error-free operation, and suitability for any specific purpose.

We do not warrant that the website will be available, secure, accurate, uninterrupted, error-free, virus-free, current, complete, or compatible with your device or expectations.

You are solely responsible for your use of the website and any reliance on website content.

20. Limitation of Liability

To the maximum extent permitted by law, Oettinger Management Group, Roger Choate, its Operating Companies, affiliates, representatives, contractors, service providers, successors, and assigns shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, punitive, statutory, reliance-based, reputational, business, financial, property-related, data-related, or other damages arising out of or relating to:

• your use of this website
• your inability to use this website
• website content
• errors or omissions
• communications with us
• submitted information
• property evaluations
• declined inquiries
• failed transactions
• delays
• third-party conduct
• public records
• title issues
• ownership disputes
• foreclosure, probate, tax, lien, or legal matters
• viruses, malware, security issues, or technical failures
• unauthorized access
• reliance on information
• third-party links
• business interruption
• lost profits
• lost opportunities
• loss of data
• any other matter related to this website or communications arising from this website

This limitation applies whether the claim is based on contract, tort, negligence, strict liability, statute, equity, warranty, misrepresentation, reliance, or any other legal theory, even if we were advised of the possibility of such damages.

Where liability cannot be fully excluded under applicable law, liability shall be limited to the maximum extent permitted by law. In that case, total liability for all claims shall not exceed one hundred dollars ($100).

21. Indemnification

You agree to defend, indemnify, and hold harmless Oettinger Management Group, Roger Choate, its Operating Companies, affiliates, representatives, agents, contractors, service providers, successors, and assigns from and against any claims, demands, liabilities, damages, losses, costs, expenses, judgments, penalties, fines, settlements, and attorney fees arising out of or relating to:

• your use of this website
• your communications with us
• your submitted information
• your false, misleading, incomplete, or unauthorized statements
• your violation of these Terms
• your violation of law
• your violation of another person’s rights
• your property-related submission
• your lack of authority to submit information
• ownership, heirship, title, lien, probate, foreclosure, tax, occupancy, tenant, or property disputes involving information you provided
• your misuse of website content
• your infringement of intellectual-property rights
• your fraud, negligence, misconduct, or bad-faith conduct

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification, and you agree to cooperate with our defense.

22. Release

To the maximum extent permitted by law, you release Oettinger Management Group, Roger Choate, its Operating Companies, affiliates, representatives, contractors, service providers, successors, and assigns from any claims, liabilities, damages, losses, demands, disputes, or causes of action arising out of or related to:

• your use of this website
• your reliance on website content
• your submitted information
• any decision you make concerning real estate, business, title, probate, foreclosure, taxes, liens, ownership, or financial matters
• any third-party information
• any public-record information
• any failed, delayed, rejected, modified, withdrawn, or uncompleted transaction
• any dispute involving owners, heirs, tenants, lienholders, lenders, relatives, representatives, buyers, sellers, contractors, professionals, or other third parties

This release does not waive rights that cannot be waived under applicable law.

23. Dispute Resolution

Before filing any claim, lawsuit, arbitration, administrative complaint, or formal proceeding relating to this website, these Terms, submitted information, or communications arising from this website, you agree to first provide written notice to Oettinger Management Group describing the dispute in reasonable detail and allowing 30 days for informal resolution.

Notice must be sent to:

Oettinger Management Group
246 Spring St, Suite B
Jeffersonville, IN 47130
Email: [email protected]

Subject line: Legal Notice

This informal dispute-resolution requirement does not prevent either party from seeking emergency injunctive relief where legally appropriate.

24. Governing Law

These Terms of Service and any dispute arising out of or relating to this website, website content, website use, submitted information, or communications arising from this website shall be governed by the laws of the State of Indiana, without regard to conflict-of-law rules, except where federal law preempts or where another law is mandatorily applicable.

25. Venue, Jurisdiction, and Jury Trial Waiver

To the maximum extent permitted by law, any lawsuit, claim, or proceeding arising out of or relating to this website, these Terms, website content, submitted information, or communications arising from this website shall be brought exclusively in the state or federal courts located in or serving Clark County, Indiana.

You consent to personal jurisdiction and venue in those courts and waive any objection based on inconvenient forum, improper venue, or lack of personal jurisdiction to the maximum extent permitted by law.

To the maximum extent permitted by law, you and Oettinger Management Group each waive any right to a trial by jury in any such lawsuit, claim, or proceeding.

26. Class Action Waiver

To the maximum extent permitted by law, you and Oettinger Management Group agree that any dispute shall be brought only in an individual capacity and not as a plaintiff, class member, representative, or participant in any class action, collective action, representative action, private attorney general action, consolidated action, or similar proceeding.

No court or arbitrator may consolidate claims or preside over any form of representative or class proceeding unless this waiver is found unenforceable as to a particular claim and such consolidation is required by law.

27. Arbitration Option

Oettinger Management Group reserves the right, where lawful and where enforceable, to elect binding arbitration for disputes arising from website use, submitted information, or communications arising from this website, except for claims involving intellectual property, unauthorized access, misuse of content, injunctive relief, collection matters, real estate transaction enforcement, title matters, foreclosure, probate, court-required proceedings, or claims that cannot lawfully be arbitrated.

If arbitration is elected and enforceable, arbitration shall be conducted on an individual basis, in Indiana, under rules selected by Oettinger Management Group that are reasonably applicable to the dispute, unless otherwise required by law.

Nothing in this section limits any party’s right to seek emergency injunctive relief, file claims that cannot legally be arbitrated, or proceed in court where arbitration is not enforceable.

28. Time Limitation on Claims

To the maximum extent permitted by law, any claim or cause of action arising out of or relating to this website, website content, submitted information, or communications arising from this website must be filed within one year after the claim arose, or it is permanently barred.

This limitation does not apply where a shorter or longer period is required by law and cannot be modified by agreement.

29. Modification of Terms

We may update, revise, replace, or modify these Terms of Service at any time.

Updated Terms will be posted on this website with a revised “Last Updated” date. Changes are effective when posted unless otherwise stated. Updated Terms apply only to website use, submissions, communications, and claims arising after they are posted.

Your continued use of the website, submission of information, or communication with us after updated Terms are posted means you accept the updated Terms.

30. Termination or Restriction of Access

We may terminate, restrict, block, suspend, or refuse access to this website, forms, communications, services, or business channels at any time, with or without notice, for any lawful reason or no reason.

We may also remove content, reject submissions, refuse communications, block automated access, or preserve records where we deem it appropriate for business, legal, security, operational, or risk-management purposes.

31. Severability

If any provision of these Terms is found invalid, illegal, void, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible. The remaining provisions shall remain in full force and effect.

32. No Waiver

No failure or delay by Oettinger Management Group in exercising any right, remedy, power, privilege, defense, or protection shall operate as a waiver.

Any waiver must be in writing and signed by an authorized representative of Oettinger Management Group.

33. Assignment

You may not assign, transfer, delegate, or sublicense any rights or obligations under these Terms without our prior written consent.

Oettinger Management Group may assign, transfer, delegate, or sublicense its rights and obligations under these Terms at any time, including in connection with a merger, acquisition, restructuring, sale, transfer, financing, reorganization, succession, or business transaction.

34. Entire Agreement for Website Use

These Terms, together with any other posted website notices or incorporated terms, constitute the entire agreement between you and Oettinger Management Group regarding use of this website.

These Terms do not replace or modify any separate written purchase agreement, sale agreement, operating agreement, confidentiality agreement, closing document, assignment agreement, service agreement, or transaction-specific contract signed by the applicable parties. In the event of a conflict, the separate signed agreement controls for that specific transaction or relationship.

35. Contact Information

Questions about these Terms may be directed to:

Oettinger Management Group
246 Spring St, Suite B
Jeffersonville, IN 47130

Phone: (502) 528-7273
Email: [email protected]

Subject line for email: Terms of Service Inquiry

36. Reservation of Rights

Oettinger Management Group, Roger Choate, its Operating Companies, affiliates, representatives, contractors, service providers, successors, and assigns reserve all rights, remedies, defenses, limitations, privileges, immunities, exceptions, and protections available under law, equity, contract, statute, regulation, common law, and public policy.

Nothing in these Terms shall be construed to waive any right, defense, privilege, remedy, exemption, limitation, or protection unless expressly stated in a separate written agreement signed by an authorized representative of Oettinger Management Group.

Nothing in these Terms creates any right, remedy, duty, obligation, relationship, or cause of action against Oettinger Management Group, Roger Choate, or any Operating Company beyond those required by applicable law.